24 HOURS BANTUAN IKHLAS

1-800-88-1186

General Line: 03 27239999
Fax: 03 27239998
IKHLAS Care: 03 27239696
Salam IKHLAS: 03 27239696 / 0327239521
Email: ikhlascare@takaful-ikhlas.com.my
 complaints@takaful-ikhlas.com.my

Riders

RIDERS

IKHLASlink Critical Illness Secure Takaful Rider

Securing life uncertainties. No one likes to think about the possibility of suffering from a critical illness because we always assume it will not happen to us. IKHLASlink Critical Illness Secure Takaful Rider provides protection and peace of mind for you and your family in the eventuality that you are diagnosed with a critical illness. The rider is created to provide protection against financial loss should you be affected by any of the critical illnesses as defined in the Rider. This Rider plan can only be obtained when attached to Basic Plan.

BROCHURE

 

IKHLASlink Accidental Death and Disability Secure Takaful Rider 

You never know what might happen in life. Should any ill luck befall you, the damage is worse if you are not prepared. IKHLASlink Accidental Death and Disability Secure Takaful Rider provides protection in the case of unfortunate events such as death, total and permanent disability (TPD) or partial and permanent disability (PPD). This Rider plan can only be obtained when attached to a Basic Plan.

BROCHURE

 

IKHLASlink Hospital Income Secure Takaful Rider

Securing life uncertainties. IKHLASlink Hospital Income Secure Takaful Rider is a Takaful Rider that aims to deflect the financial burden you face while hospitalised. The plan provides a cash amount for the duration of the Takaful Participant’s hospitalisation. This Rider plan can only be obtained when attached to a Basic Plan.

BROCHURE

 

IKHLASlink Payor Secure Takaful Rider 

If anything were happen to you, your financial responsibilities should not be passed on to your family members. IKHLASlink Payor Secure Takaful Rider protects your family from the burden of paying in case any unfortunate event befalls you.

BROCHURE

 

IKHLASlink Waiver Of Contributions Secure Takaful Rider

Securing life uncertainties. When it occurs, what should happen to your financials and your family? We understand your needs, especially during times of distress. Which is why IKHLASlink Waiver of Contributions Secure Takaful Rider will manage all future Takaful Contributions due under the Takaful Certificate in the event that you are diagnosed with a critical illness. This Rider plan can only be obtained when attached to a Basic Plan.

BROCHURE

 

IKHLASlink Regular Top Up Secure Takaful Rider

Securing life uncertainties. IKHLASlink Regular Top-Up Secure Takaful Rider is a Takaful Contribution paying rider which is attachable to the regular Takaful Contribution investment- linked Takaful plan. This is a rider that provides option to regularly invest in selected investment- linked funds.

BROCHURE

 

IKHLASlink Comprehensive Personal Accident Benefit Secure Takaful Rider

Securing life uncertainties. IKHLASlink Comprehensive Personal Accident Benefit Secure Takaful Rider is a Takaful Rider, which can be attached to a Basic Individual Family Takaful Plan. This Takaful Rider provides monetary compensation in the event of death, total or partial permanent disability, total or partial temporary disability (weekly indemnity), and also medical cost on the injuries caused solely and directly by accidents.

BROCHURE

 

IKHLASlink Mediplan Secure Takaful Rider

Securing life uncertainties. With IKHLASlink Mediplan Secure Takaful Rider, you are at comfort knowing that your hospitalization and medical costs will be covered in the event of mishaps and admission to the hospital. The plan helps to ease your financial burden.

BROCHURE

 

IKHLASlink Comprehensive Critical Illness Benefit Secure Takaful Rider

Securing life uncertainties. With IKHLASlink Comprehensive Critical Illness Benefit Secure Takaful Rider (CCIB), you are comprehensively covered through the most difficult stages of your life. The plan helps to ease your financial burden specifically covering the medical cost for life-threatening critical illnesses.

BROCHURE

 

IKHLASlink Child Secure Takaful Rider

Securing life uncertainties. With IKHLASlink Child Secure Takaful Rider, your children are protected against illnesses resulting from a compromised body immunisation system especially during their growing up phase. The plan helps to ease your financial burden specifically covering the cost for child-specific illnesses for your little ones.

BROCHURE

 

IKHLASlink Child Waiver of Contributions Secure Takaful Rider

Securing life uncertainties. With IKHLASlink Child Waiver of Contribution Secure Takaful Rider, it value adds to the existing IKHLASlink Child Secure Takaful Rider that you have subscribed to. It exempts all Takaful Contribution that needs to be paid in the future as it is a rider that has a unit deduction guaranteed renewal.

BROCHURE

 

IKHLASlink Lady Secure Takaful Rider

Securing life uncertainties. With IKHLASlink Lady Secure Takaful Rider, women are empowered to protect themselves as they play a greater role in the society at large, be it within a family institution or in a competitive working world. The plan helps to ease their financial burden specifically for lady-related illnesses.

BROCHURE

 

IKHLAS Individual Medical Secure Takaful Rider

This rider is attachable to a regular Takaful Contribution individual family plan. It provides comprehensive medical coverage, by reimbursing the Takaful Participant, the medical expenses incurred in the event of hospitalisation, surgery or outpatient medical treatment as specified in the Schedule of Benefit.

Takaful Participant has the option to participate in ten (10) plans available under this rider, with different levels of benefits and Takaful Contributions. Takaful Participants have the option to participate in the cashless option that allows hassle-free hospital admission with its medical card to match the coverage to the Takaful Participant’s budget.

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IKHLAS Term Secure Takaful Rider

This rider provides protection against death and Total and Permanent Disability (TPD) of the Covered Person* within the term of the Takaful Certificate.

*Covered Person refers to the Takaful Participant and/or the Payor who is participating in the ‘IKHLAS Term Secure Takaful Rider’.

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IKHLAS Regular Top Up Secure Takaful Rider

This is a Takaful Rider that provides additional Takaful Contribution feature which functions similar to a regular saving account offered by financial institutions whereby it is bound within the term of the Takaful Certificate.

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IKHLAS Accidental Death & Disability Secure Takaful Rider

This rider provides protection against death, Total and Permanent Disability (TPD) or Partial and Permanent Disability (PPD) due to accidental causes of the Takaful Participant within the term of the Takaful Certificate.

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IKHLAS Family Income Secure Takaful Rider

This rider provides monthly income benefit to the Takaful Participant or the Takaful Participant’s next of kin for the remaining duration under the Takaful Certificate in the event of death, Total and Permanent Disability (TPD) and/ or being diagnosed as suffering from any critical illnesses (as specified in the Takaful Certificate) prior to the Takaful Certificate’s maturity.

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IKHLAS Critical Illness Secure Takaful Rider

This rider provides protection to the Person Covered* against any of the specified critical illnesses as defined in the Takaful Certificate, within the term of the Takaful Certificate.

* Person Covered refers to the Takaful Participant and/or the Payor who is participating in the "IKHLAS Critical Illness Rider Takaful Plus ".

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IKHLAS Hospital Benefit Secure Takaful Rider

This rider provides Takaful Participant with daily cash allowance in the event of Takaful Participant’s hospitalisation resulting from sickness, illness or accidental injuries.

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IKHLAS Waiver of Contribution Secure Takaful Rider

This rider will waive all future Takaful Contributions due under the Takaful Certificate (including attaching riders, except Critical Illness rider) in the event of the Takaful Participant is diagnosed of any one of the critical illnesses (as specified in the Takaful Certificate).

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IKHLAS Payor Savings Secure Takaful Rider

This rider will waive all future Takaful Contributions due under the Takaful Certificate (including attaching riders) in the event of the Payor’s death, Total and Permanent Disability (TPD) and/or being diagnosed as suffering from any critical illnesses (as specified in the Takaful Certificate) prior to the Takaful Certificate’s maturity.

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IKHLAS Comprehensive Personal Accident Secure Takaful Rider

This rider provides comprehensive protection against Death, Total and Permanent Disability (TPD), Partial and Permanent Disability (PPD), Total and Temporarily Disability (TTD) and Partial and Temporarily Disability (PTD) caused solely and directly by accident(s) within the term of the Takaful Certificate.

In addition to the above, Takaful Participant is also entitled for Medical Surgical Expenses Reimbursement (MSER) or Outpatient Medical Reimbursement Benefit (OMRB) caused solely and directly by accident(s) within the term of the Takaful Certificate.

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IKHLAS Immediate Death Expenses Secure Takaful Rider

This rider provides protection against death of the Takaful Participant and their family members within the term of the Takaful Certificate.

PDF icon PRODUCT DISCLOSURE SHEET